• Login / Pay
  • Register


The terms of the lease or transfer will determine which party is responsible for insuring your property and the exact requirements will be contained within the lease or transfer document.  Where our client is responsible for insuring, we will ensure that adequate cover is in place as well as provide limits of cover that we feel are reasonable given the nature of the risk.

We can confirm that the insurance arrangements are reviewed annually prior to renewal and we work with a panel of insurance brokers to ensure that the insurance offering is fit for purpose, responsive and reasonably priced. 

Please be advised that there are many factors which contribute towards the costs of the premium, including but not limited to; location of the property, buildings declared value, size, property structure, claims experience and loss ratios.  It should be noted that index linking is applied annually (where applicable) in accordance with the indices supplied by BCIS (Building Cost Information Service), the trading arm of RICS (Royal Institution of Chartered Surveyors), in line with construction industry inflation.

In addition to the annual review we regularly undertake remarketing exercises.  Whilst pricing is an extremely important element of our review as well as consistency in new and renewal underwriting, we also look at breadth of policy coverage, service standards and speed, accuracy and satisfaction of the claims service. 

If you have any queries relating to your insurance arrangements, please see our FAQs which have some specific queries relating to the insurance, alternatively, you can contact our specialist Insurance Team who will be able to assist you with any enquiries you may have.